Tax compliance is a legal obligation. Tax planning is a financial decision.
There may be a significant difference between the tax position you have and the tax position you would like.
Request a tax planning reviewAre you getting the most from your tax position?
The way you take money out of your company — the mix of salary, dividend, pension and benefit — sets your effective tax rate for the year. A split that was set years ago and never revisited as rates and thresholds moved doesn’t announce itself. It just quietly costs you more than it needs to, every year it’s left unexamined — and nobody filing your return is obliged to tell you there’s a better way.
Three decisions that determine your tax bill
How you extract profit
Salary, dividends, pension contributions, and benefits each carry different tax costs.
The mix matters more than the total — and the optimal mix changes as rates change.
How your company is structured
A holding company can protect surplus cash, unlock tax-free dividends between group companies, and create significant CGT advantages on a future sale.
Not every business needs one — suitability depends on the facts and commercial objectives.
When you plan
Tax planning is most effective when done in advance.
Retrospective organising often means fewer options and higher costs.
The difference can compound every year.
What does a tax planning review involve?
What the review includes
- Review of your current profit extraction, remuneration, and company structure
- Analysis of tax reliefs, allowances, and planning opportunities
- Modelling of alternative structures and extraction strategies
- Written tax planning report with recommendations
- Discussion of the report and your options
- Implementation quoted separately if required
Common questions about tax planning
This is one of two Building decisions — growing what you’ve got.
Related services
Request a tax planning review
We review your current position, model the options, and set out the likely tax effect of different options. Fixed fee. Written report included.
The information on this page is provided for general guidance only and is based on current legislation at the time of writing. Tax treatment depends on individual circumstances and may change in future. You should not act on this information without obtaining professional advice specific to your circumstances.